Pensions in Germany
This section gives you the most important information about pensions in Germany: payment amounts, the minimum and average pension, how pensions are calculated and what pension points are, the retirement age, and the different types of pensions.
Pensions in Germany: key figures
Below you’ll find the main financial figures for the German pension system. These numbers give you a quick overview of payment levels, retirement conditions, and possible state support.
| Basic social support (Grundsicherung): | up to 563.00 € plus housing and heating costs |
|---|---|
| Average old-age pension: | 1,153.96 € per month net |
| Standard calculated pension (45 years of contributions): | 1,835.55 € gross |
| Value of 1 pension point: | 40.79 € |
| Minimum contribution period for a pension: | 5 years |
| Standard retirement age: | up to 67 years (depends on year of birth) |
Each of these figures is explained in detail on separate pages in this section — you’ll find links to these articles below.
Section pages: “Pensions in Germany”
In this section, you’ll find detailed articles about pension amounts, how pensions are calculated, pension points, retirement age, extra payments, and social support. The articles are written in simple language and will help you understand what kind of pension you can expect and what options are available. Follow the links below to get more information on each topic.
Minimum pension and social help for pensioners
- Is there a minimum pension in Germany?
- Pension supplement (Grundrente)
- Social assistance for pensioners
Average real and standard calculated pension
- Average pension in Germany
- Average pension for men and women
- Standard calculated pension
- Can you live on the average pension in Germany?
How pensions are calculated, pension points
Retirement age and early retirement
Author team finanz-handbuch.de
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